I put like 30-40ish percent of gross into an Autopilot fund, since I'm way too lazy to do proper DD. I max my Roth IRA on January 1st. It has SPMO, VW, VEA, VONG, QUAL, VB, XLV and XLE with a little bit of SGOV so I can buy dips (this year usually XLV). My Autopilot books are up about 26% YTD and my Roth is up about 11. I noticed in late January that RH was putting my Roth contributions into cash instead of building the positions I set up when I made it, so I missed out on a couple years of gains on it. Overall I'm up about 20% YTD and will decide at the end of the year whether to take profits or just let it ride. I try to keep about 10k in cash savings and none of this counts my company's 401, to which I contribute $150/wk including the company's match.

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