Yeah. Can diversify with an all-world ex-usa etf, gold, bitcoin whatever or gamble with palantir but 70% should just be voo...

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How you went red in a bull market. Nobody knows. Just put in VOO and chill from now on big dog. Consider subbing to /r/boglehead instead of wsb. 

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Buy S&p 500 ETF like VOO, SPY SPYM( avg gain of 10% a year). Or NASDAQ ETFs like SPLG, QQQM ( 15-20% a year). Or those with dividends like QQQI, GPIQ. SPYI, VYM, DGRO, SCHD. Then before December you know how much gains you have and can guestimate the taxes for gains. Sell equivalent of your losing stocks before the end of December to offset it. So that your net taxes for your stocks will be zero. Or better yet sell an extra 3000 and you can deduct it from your taxes ( if you are in the US. Dig yourself out of the hole. A loss can be a win if you learn from it. I once bought a 76000 shares in penny stock for $3.50 in 2013 ( (FNMA) because of the hype. and watched it drop to .46 where is stayed for close to 10 years. I got burned and stopped trading. Until i opened my trading account early 2025 where its price improved. My mistake was not investing in S&p 500 or Nasdaq funds from 2013 until 2025. I could have made up that money investing on the S&p and Nasdaq etfs. Time in the market beats timing the market. Watch Professor G in youtube or Call to Leap in Facebook. They make good videos on investing. Dont fall for high return funds as your goal is to make up lost money. Not a good time to buy to risk losing more. I just got lucky as the penny stock is now close to $11. And i still own all of them. Account value from -40 k now fluctuates a little bit higher thanks to FNMA.

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SPY and VOO is all you need

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90% of regards should just park it in VOO. We need the other 9% (thank you for your service) for loss porn. The 1% we need for real gainz to encourage the 9% (thank you for your service) to throw their money into 0dtes.

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VOO and chill for 15 or so years.. Make your money back and some lol

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Is this why average investors like me should just buy VOO and be done with it?

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Definitely get a more diverse portfolio. But their holdings are a bit oddly weighted.  Part of me has considered a VYM/QQQ combo or similar. Something like 70/30.  One of my problems is that my 401k and HSA have very limited fund options. I essentially get a VOO, VTI, or QQQ option. Otherwise it's all targeted funds or bonds, etc. Very annoying. 

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Easy to wake up from stop investing like an idiot and park your money in VOO. You are clearly not cut out for this?

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Please don't buy meme stocks as an investment. Max 5% of your portfolio ever for yolo. the rest needs to be in dividend stocks like coke, VOO etc

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