Yeah no options in my tfsa. That one was built through blood sweat in tears over the last 5 years, just putting in a % of my paycheck every two weeks, no questions asked. As I made more money, the amount I was putting in and even the % of my paycheck I was putting in increased.
If you buy back a stock or option within 30 days to your capital loss, you trigger a superficial loss. Hopefully, you cycled your trades.
Also, nice TFSA amount. You're in like the top 10% of all registered accounts. Just don't option trade in it. The CRA can tax you on trades they disapprove, specifically in tax shelter accounts.
My biggest regret with being up $90k in my tfsa 2x in a few months was not taking a breather and cashing out.
I pulled $40k in gains and lost 90% of it all trying to play calls on mrna
CRA says it depends on case by case basis.
I think CRA attacks those TFSA accounts which made money and then find something to say that it was day trading or doesn't fall with TFSA guidelines and send you the tax bill. Goodluck fighting with CRA in tax Court.
I don't do any of this in my TFSA, only in RRSP or in Margin account to avoid any surprises from our beloved CRA.