I saw two articles today about home prices dropping in the US, "51% of markets experienced home price decreases"...like haven't seen a single article about home prices dropping since....2011? The blitz begins to get the fed to cave.
Two questions; if you know what’s going to happen then why are you here and not enjoying your billions and those whose puts are printing, did you sell them yet, and if so, how?
That's a poor decision and will cost you far more than 6k long term. If you really want to be risk averse, put like 30% into a bond ETF like USFR, that way you'll get a higher yield than any hysa and you don't have to pay state/local taxes on that yield. Then the rest into low cost index etf like VOO.
Seriously having the stability of a US military job for presumably a couple years and the maturity to actually put money into savings are two huge advantages, not having the intelligence to do it right would be tragic.