im a fuckin idiot, ive been holding RBLX for the last 12 months thinking its this

---

All these regard new traders hitting lottos and making 5 or 6 figures, man ive been at this for 5 fucking years now and never once has a yolo play made me money. My best returns to date were 3 12x and 15x 0dte butterflies but I of course am conservative and they were only 1% of my total account

---

ive never seen more ber go bankrupt than in 2022. "bear market" in temporary trend but nearly every other day was a gap up or a face melting ripper pump. even if it faded back to flat it wouldnt matter. the deed was done and ber got smoked. great year frankly

---

the conald is hilarious idc what you believe how is this the first time ive seen this joke

---

Man its tough loss. Ive taken several with puts one thing ive learned is never swing puts on indexes Just day trade them quickly . Market will always go up unless down turn is confirmed but its rare

---

RE: Chase rewards - Ive heard that before. Most people seem to revere them as the best, what Ive seen online, etc, but I have a sapphire and freedom unlimited and they kinda sucked for me. I used them for years and didnt really get much from them, in the few years Ive been with Citi Ive gotten far more free travel from their program. I havent really been able to figure that out tbh. I am going to review Amex and Capital One\`s offerings when I have some downtime though because I am curious now. Thanks for your time.

---

Ride on. I moved from Chase to Citi a few years ago because I was getting way better rewards through them, but lately Ive been curious if theres another step up - Ill have to take a closer look at Amex.

---

Interesting perspective. I specifically avoid carrying a balance, my primary purpose for using credit was always rewards points, but I have the impression that the average joe is probably carrying balances and using it as a crutch based on how common debt is in the US. Its interesting to think of it as the primary purpose being purchase protection though - I mean before tap to pay, I would always use a credit card at the gas station for that exact reason, if theres a skimmer etc. So is it that Amex has better rewards and purchase protection than other banks? In my experience Chase is a pretty low bar, their rewards are trash compared to Citi. Ive been in the market for a new card recently as my goals and spending habits have changed and Ive been thinking there may be other options out there that are better for me than what I have currently, so thanks for humoring me.

---

False, ive been getting the unlubed rod of reality shoved into all my life, so im not strangers to the dumpster bender

---

Ive been poor all my life, what do you think got me to this point

---