Meanwhile the VT/FSKAX clan since has netted 70% return the last 3.5 years to be boring.

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If you put that all in VT you would have like 50k or something

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OP, please just VT and chill from now on. You will be ok.

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Passive investing only works in an efficient free market. The US is closer to a centrally planned communist or fascist economy right now. Passive investors are easy targets in this system. Billionaire owners of speculative tech companies with lofty valuations are selling stock to index investors and using the cash to buy less risky assets like land. Trustworthy companies like Vanguard bundle these junk companies together and sell them to index investors the same way Wall Street firms bundled together terrible mortgages and rated them AAA during the Great Recession. Investors that should be 60-40 stocks to bonds are 70-30 or worse. They feel safe because they’re invested in a trusted asset like VTI. But while Vanguard itself is safe, you’re passively invested mostly in a handful of megacap tech stocks. The main source of the capital to drive their valuations came from Gulf oil monarchs whose main assets, oil fields, are literally on fire right now. That means they’re going to withdraw their cash and make the stocks crash down quickly. That’s the private credit bubble everyone keeps talking about. So my advice is to figure out the real asset allocation for your age according to Vanguard’s target date retirement fund, and invest there. That means holding boring bonds. Don’t be one of the risk taking idiots who holds 100% VT or a tilt to speculative tech. There’s a ton of them in /r/Bogleheads these days. https://m.youtube.com/watch?v=Tc120RAcx48 https://www.cnbc.com/2026/03/23/volume-in-stock-and-oil-futures-surged-minutes-before-trumps-market-turning-post.html

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VT

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Should have invested in VT, should have chilled.

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At least it wasn't much to begin with relatively speaking. Stop being retarded, get off this sub, start grinding out some real cash and put it somewhere boring like VOO or VT till you get your shit together. Don't try to gamble your way back.

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I think you need to blame the guy in the mirror. You'd have done great had you put that money into VT when you started trading. Just ignored it and done nothing and you'd be up by a lot.

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Don’t people read https://www.bogleheads.org/wiki/Main_Page it would have been better to buy VT ETF and keep investing more every month no shorts or gambling bs

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