Southwest Georgia Financial Corp. is a bank holding company, which through its subsidiary, engages in the provision of banking services to individuals and businesses. It operates through the following segments: Retail and Commercial Banking; Insurance Services; Wealth Strategies; and Financial Management. The Retail and Commercial Banking segment serves consumer and commercial customers by offering a variety of loan and deposit products and other traditional banking services. The Insurance Services segment offers commercial and personal lines insurance products. The Wealth Strategies segment includes personal trust administration, estate settlement, investment management, employee retirement benefit services, individual retirement account administration, and retail brokerage services. The Financial Management segment manages investment securities portfolio. The company was founded in 1980 and is headquartered in Moultrie, GA.