Which is why you don't want to pay it off.
As inflation devalues your debt it's better to stay leveraged. If a Big Mac costs $5 and your debt is $5, it's better to pay it 5 years from now when the same burger is $10. You only have to pay half a Big Mac instead of a full one today.
Debt payments stay fixed, inflation keeps the price of everything going up. So if a mortgage feels fine today, it will feel dirt cheap 10 years from now.
Hear me out. Im gunna 5x my port over the next month with tsla and bull calls, and then im going fullport on bb leaps for earnings in december. January i buy my yacht and open up a wendys on it