My Roth IRA is 90% SCHD so it’s only up 3.5% YTD (heavily carried by 10% mag7). Meanwhile taxable portfolio is up 59% YTD (91% GOOG with leverage).
I don’t think I’ll change anything given that Roth is so much smaller than taxable portfolio and retirement is so far away (at least 35 years) and I am kind of a doomer about the FAR future anyways. Better to have the money in taxable portfolio so I can actually do something with the gains instead of needing to wait until I’m old.
My options allocation is about 30%. The rest rides in safe boring shit like VOO, VIG and SCHD. Never enter a single options position with more than 7.5% of NAV.