I work in commercial insurance and that’s not how insurance works. Insurance regulation moves slowly and at a state level. If insurance companies tried to do that to commercial policy holders they would get sued into court oblivion with bad-faith claims. I’ve personally seen on an insureds loss runs a bad-faith claim result in a $27MM total incurred, which was mostly punitive damages. Putting that aside, there is a ton of PII that you need a proprietary AI to handle. My company has its own software, but basically its use case is drafting emails and summarizing meetings. Everything has to be signed off by a person in insurance because ultimately if there is an issue, your E&O is on the line and if it resulted from AI, your defense won’t hold up to any amount of scrutiny. There are use cases for carriers, but it mostly involves scraping data to streamline processes and it’s not something that has cross platform use. I haven’t seen any carriers eliminate staff and the process improvement isn’t significant. Seems like most brokers/carriers have pumped the brakes on rolling it out. In its current iteration, I couldn’t see it being much more useful than it is now, which isn’t saying much at all.

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Yeah for the europoors who don’t want a us emperor to order their pii be turned over to plantir

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There's actually a number of them.  https://www.sciencedirect.com/science/article/abs/pii/S1544612321002890 https://www.sciencedirect.com/science/article/abs/pii/S154461232100221X https://www.cato.org/cato-journal/fall-2021/gamestop-episode-what-happened-what-does-it-mean There's a lot more. Gamestop was an actual once in a lifetime financial "event". But it was never going to MOASS or any of that shit and all the rest of just been pure speculative bubbles. 

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