Yes. If I were you I’d look into renting an air bnb room in a nicer hood. No bs I travel for a living as well. That long in a motel 6 is hell.
Check out air bnb can be very cost effective if you get a single room in a house
It’s time we make the banks really pay us for being lenders! Also, which bank did you choose to deposit for higher APR? Robbing-the-hood 4.4% seems pretty attractive.