https://preview.redd.it/4v1izycrp3yf1.jpeg?width=1133&format=pjpg&auto=webp&s=aa28df71da4b53f5b4861a92c2ae3c026701ffa1 It's par for the course, with RKT (and previously COOP). I've seen worse (and better days). Earnings are coming up tomorrow after the bell, and it will be the 1st one after integrating COOP. 5-7% up/down a day is a habit for this stock. Still expecting it to be in the 20's sometime post earnings.

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Escrow interest, plus Servicing revenue (COOP was, and RKT now is, the #1 mortgage servicer in the US). Plus opportunities for ReFi's & HELOCs from their serviced portfolio. Earnings should be consistently high and more stable, going forward. And they'll be able to take advantage of lower rates, going forward.

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And as I've said, ANY current PE that the "algos" compute is GARBAGE. Most analysts have NOT updated their forecasts, to account for COOP EPS boost. They will do so, AFTER earnings/projections are officially announced. The one's that have pre-forecasted with COOP earnings, have the stock in the 20's (GS-$22, BoA - $25, BTIG - $25). And that's not counting $600M in savings/synergies expected from the RDFN and COOP acquisitions over the next year.

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Alert. ALL current PE numbers for RKT are garbage. This is the "technical" reasons I'm talking about. Why? Because the 25% dilution with COOP has ALREADY occurred (Oct 1), BUT \*zero\* of COOP's 40% EPS boost has been reported (YET, happening tomorrow). Don't know where you're seeing that 71 Forward PE. CNBC has a 33 forward PE, and again, that's WITHOUT the 40% EPS boost COOP brings. I'd say $16 is fair WITHOUT RDFN and COOP. With those added, you're looking at a $25+ stock in '26 and beyond.

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LMAOROTF. Seriously? It was $16 12 months ago, without future expected rate cuts, without RDFN and without COOP, and without a Pres who's pushing Housing as a major stimulus.

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LOL. This is NOT about Fed Rate Cuts. This earnings call, tomorrow, is about \*finally\* presenting a consolidated $$ picture going forward, including COOP earnings/dilution. COOP finalized Oct 1. And projections for '26-27 Basic math is that COOP diluted # of shares by around 25%, but ADDED to EPS by 40%+. Do the math, and that's a 1.6x multiplier on whatever you thought RKT was fairly valued at, pre-COOP. $16 RKT valuation -> $25 new valuation. $17.5 RKT valuation -> $28 new valuation. Either way, waay undervalued.

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